Tourist Pasmo vs Mobile Suica in 2026 — which is the smoother choice for a first-time visitor?

Japan launched the Tourist Pasmo card in May 2026 (28-day validity, ¥2,000 at Narita / flexible denominations at Haneda), but mobile IC cards on Apple Wallet / Google Wallet also work for any visitor with a compatible phone. Which is the actual smoother experience for someone arriving on a 10-day trip — physical card from the airport counter, or five minutes setting up Suica on your phone before you board the train? Bonus points for travelers who have used both.